/*
Theme Name: M&T Adjusters
Theme URI: https://www.mtadjusters.com/
Description: Lightweight bilingual property-claim WordPress theme for the Florida and Nevada M&T Adjusters installations.
Version: 1.1.1
Requires at least: 6.4
Requires PHP: 8.0
Text Domain: mt-adjusters
*/

@font-face{font-family:"MT Source Sans";src:url("assets/source/fonts/source-sans-pro-regular.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"MT Source Sans";src:url("assets/source/fonts/source-sans-pro-semibold.woff2") format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"MT Source Sans";src:url("assets/source/fonts/source-sans-pro-bold.woff2") format("woff2");font-weight:700 900;font-style:normal;font-display:swap}
@font-face{font-family:"MT Libre Baskerville";src:url("assets/source/fonts/libre-baskerville-regular.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
:root{--ink:#090a0c;--ink-2:#131519;--gold:#d8af45;--gold-light:#f1ca62;--cream:#f5f1e8;--paper:#fcfbf8;--text:#25262a;--muted:#65635d;--line:rgba(20,20,20,.14);--wrap:min(1180px,calc(100% - 40px));--serif:"MT Libre Baskerville",Georgia,"Times New Roman",serif;--sans:"MT Source Sans",Arial,Helvetica,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--text);font:16px/1.65 var(--sans)}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto}button,input,select,textarea{font:inherit}.screen-reader-text{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(1px,1px,1px,1px);white-space:nowrap}.skip-link{position:absolute;left:1rem;top:-5rem;z-index:999;background:#fff;padding:.7rem 1rem}.skip-link:focus{top:1rem}.site-wrap{overflow:hidden}.wrap{width:var(--wrap);margin-inline:auto}.eyebrow{margin:0 0 .8rem;color:var(--gold);font-size:.72rem;font-weight:700;letter-spacing:.15em;text-transform:uppercase}h1,h2,h3{font-family:var(--serif);font-weight:400;line-height:1.08}h1{font-size:clamp(2.8rem,6.2vw,5.4rem);margin:.1em 0}h2{font-size:clamp(2.1rem,4vw,3.5rem);margin:.2em 0}h3{font-size:1.45rem}.button{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:46px;padding:.75rem 1.15rem;border:1px solid var(--gold);background:var(--gold);color:var(--ink);font-size:.78rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase;cursor:pointer}.button:hover,.button:focus{background:var(--gold-light);border-color:var(--gold-light)}.button--dark{background:var(--ink);color:#fff;border-color:var(--ink)}.button--outline{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
/* header and navigation */
.site-header{position:relative;z-index:20;background:var(--ink);color:#fff}.header-main{min-height:85px;display:grid;grid-template-columns:250px 1fr auto;gap:20px;align-items:center}.brand{display:grid;grid-template-columns:70px 1fr;gap:11px;align-items:center}.brand img{max-height:55px;width:auto;object-fit:contain}.brand strong{font-family:var(--serif);font-size:1.25rem;color:var(--gold-light);line-height:1}.brand small{display:block;margin-top:4px;color:#d1c9b6;font-size:.62rem;letter-spacing:.1em;text-transform:uppercase}.primary-menu{display:flex;justify-content:center;align-items:center;gap:clamp(12px,2vw,28px);margin:0;padding:0;list-style:none}.primary-menu a{font-size:.77rem;font-weight:700;letter-spacing:.04em}.primary-menu a:hover,.primary-menu .current-menu-item>a{color:var(--gold-light)}.primary-menu .menu-item-has-children{position:relative}.primary-menu .sub-menu{display:none;position:absolute;left:-20px;top:100%;width:295px;margin:0;padding:12px 0;list-style:none;background:#fff;color:var(--text);box-shadow:0 18px 42px rgba(0,0,0,.25)}.primary-menu .menu-item-has-children:hover>.sub-menu,.primary-menu .menu-item-has-children:focus-within>.sub-menu{display:block}.primary-menu .sub-menu a{display:block;padding:9px 18px;font-size:.76rem;line-height:1.3}.primary-menu .sub-menu a:hover{background:var(--cream);color:var(--ink)}.header-actions{display:flex;align-items:center;gap:12px}.header-phone{font-size:.78rem;font-weight:800;color:var(--gold-light)}.language-link{border-left:1px solid rgba(255,255,255,.25);padding-left:12px;font-weight:800;font-size:.75rem}.license-strip{padding:6px max(20px,calc((100% - 1180px)/2));border-top:1px solid rgba(255,255,255,.12);background:#111318;color:#d3c8b1;font-size:.66rem;letter-spacing:.035em;text-align:center}.menu-toggle{display:none;background:none;border:0;color:#fff;font-size:1.5rem}
/* home */
.hero{position:relative;isolation:isolate;min-height:760px;display:grid;align-items:end;background:var(--ink);color:#fff}.hero-media,.hero-overlay{position:absolute;inset:0;z-index:-2;width:100%;height:100%;object-fit:cover}.hero-overlay{z-index:-1;background:linear-gradient(92deg,rgba(5,6,8,.95) 0%,rgba(5,6,8,.72) 49%,rgba(5,6,8,.24) 100%)}.hero-grid{width:var(--wrap);margin:0 auto;padding:145px 0 70px;display:grid;grid-template-columns:minmax(0,1fr) minmax(330px,.43fr);gap:clamp(35px,7vw,100px);align-items:end}.hero-copy{max-width:700px}.hero-copy>p:not(.eyebrow){max-width:600px;font-size:1.14rem;color:#e2dfd8}.hero-contact{display:flex;gap:24px;align-items:center;margin-top:30px}.hero-contact a{font-size:1.35rem;font-weight:800;color:var(--gold-light)}.hero-contact small{color:#ddd6c7}.lead-panel{padding:30px;background:#fff;color:var(--text);box-shadow:0 20px 55px rgba(0,0,0,.22)}.lead-panel h2{font-size:1.8rem}.lead-panel p{color:var(--muted);font-size:.9rem}.lead-form{display:grid;gap:12px;margin-top:20px}.lead-form label{display:grid;gap:4px;font-size:.72rem;font-weight:700}.lead-form input,.lead-form select,.lead-form textarea{width:100%;border:1px solid #bcb8ae;padding:.7rem;background:#fff;color:var(--text)}.lead-form textarea{min-height:82px}.lead-form .consent{display:flex;align-items:start;gap:8px;color:var(--muted);font-size:.68rem;font-weight:400;line-height:1.4}.lead-form .consent input{width:auto;margin-top:3px}.lead-form .privacy-links a{text-decoration:underline}.form-notice{margin:.4rem 0 0;color:var(--muted);font-size:.72rem}.proof-rail{background:#17191e;color:#fff}.proof-grid{width:var(--wrap);margin:auto;display:grid;grid-template-columns:repeat(4,1fr)}.proof-grid article{padding:25px 22px;border-right:1px solid rgba(255,255,255,.12)}.proof-grid article:first-child{border-left:1px solid rgba(255,255,255,.12)}.proof-grid span{display:block;color:var(--gold-light);font-size:.7rem;letter-spacing:.12em}.proof-grid strong{display:block;margin-top:8px;font-size:.82rem}.proof-grid small{color:#b6b3ab;font-size:.75rem}.section{padding:clamp(72px,9vw,130px) 0}.section-heading{display:grid;grid-template-columns:minmax(0,1fr) minmax(230px,.55fr);gap:50px;align-items:end;margin-bottom:48px}.section-heading>p{margin:0;color:var(--muted)}.results-band{background:var(--cream)}.results-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:#d8d0c1}.results-grid article{min-height:175px;padding:28px;background:var(--cream)}.results-grid strong{display:block;color:var(--gold);font-family:var(--serif);font-size:clamp(2.5rem,5vw,4.5rem);line-height:1}.results-grid span{display:block;max-width:150px;margin-top:14px;color:var(--muted);font-size:.75rem;font-weight:700;text-transform:uppercase}.results-note{margin:20px 0 0;color:var(--muted);font-size:.76rem}.claim-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.claim-card{position:relative;min-height:390px;overflow:hidden;background:var(--ink);color:#fff}.claim-card img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.56;transition:transform .4s}.claim-card:hover img{transform:scale(1.04)}.claim-card:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 22%,rgba(0,0,0,.85))}.claim-card div{position:absolute;z-index:1;right:24px;bottom:25px;left:24px}.claim-card span{display:block;color:var(--gold-light);font-size:.7rem}.claim-card h3{margin:.45rem 0;font-size:1.65rem}.claim-card p{font-size:.78rem;color:#e1ded4}.case-story{background:var(--ink);color:#fff}.case-story .section-heading>p{color:#c6c0b2}.case-results{display:grid;grid-template-columns:1fr 1fr;gap:18px}.case-card{padding:28px;background:#fff;color:var(--text)}.case-card figure{margin:22px 0}.case-card figure img{display:block;width:100%}.case-card figcaption{margin-top:8px;color:var(--muted);font-size:.69rem}.case-comparison{display:grid;grid-template-columns:1fr auto 1fr;gap:12px;align-items:center;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:17px 0}.case-comparison span{display:block;color:var(--muted);font-size:.67rem;text-transform:uppercase}.case-comparison strong{display:block;font-size:1.35rem;color:var(--ink)}.case-comparison i{color:var(--gold);font-style:normal}.case-card>p{font-size:.83rem;color:var(--muted)}.process-track{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.process-track article{padding:36px 32px;min-height:245px;border-right:1px solid var(--line)}.process-track article:last-child{border:0}.process-track span{color:var(--gold);font-size:.72rem;font-weight:700;letter-spacing:.12em}.process-track p{font-size:.86rem;color:var(--muted)}.president{display:grid;grid-template-columns:1fr 1fr;background:var(--ink);color:#fff}.president img{display:block;width:100%;height:100%;min-height:460px;object-fit:cover;object-position:65% center}.president-copy{max-width:590px;padding:clamp(50px,8vw,120px)}.president-copy>p:not(.eyebrow){color:#c8c5bd}.trust-footer{padding:45px 0;background:#0a0b0d;color:#fff}.trust-heading{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:28px}.trust-heading h2{font-size:1.8rem}.trust-grid{display:grid;grid-template-columns:1.1fr 1fr 1.2fr 1fr;gap:1px;background:#363636}.trust-mark{min-height:150px;padding:21px;background:#111318;display:flex;flex-direction:column;justify-content:center;gap:12px}.trust-mark iframe{border:0;width:150px;height:69px;max-width:100%;background:#fff}.trust-mark img{width:210px}.trust-mark strong{font-size:.78rem;color:var(--gold-light)}.trust-mark span,.trust-mark a{color:#c3bfae;font-size:.7rem}.trust-mark--xactimate strong{font-size:1.25rem;color:var(--gold-light)}.trust-note{color:#858178;font-size:.68rem}.site-footer{padding:48px 0 24px;background:#050607;color:#fff}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:45px}.site-footer h2{font-family:var(--sans);font-size:.7rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase;color:var(--gold-light)}.site-footer p,.site-footer a{color:#aaa69d;font-size:.8rem}.footer-links{display:grid;gap:7px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;margin-top:42px;padding-top:20px;border-top:1px solid rgba(255,255,255,.1);color:#7d7a72;font-size:.7rem}.footer-bottom nav{display:flex;gap:16px;flex-wrap:wrap}.footer-bottom a{font-size:.7rem}.mobile-call-bar{display:none}
.evidence-disclaimer{margin:-12px 0 42px;padding:18px 20px;border-left:3px solid var(--gold);background:rgba(255,255,255,.06);color:#d3cec2;font-size:.78rem;line-height:1.6}.evidence-disclaimer strong{color:var(--gold-light)}
/* inner pages */
.page-hero{position:relative;min-height:440px;display:flex;align-items:end;padding:130px 0 65px;background:var(--ink);color:#fff}.page-hero .hero-media{z-index:0;opacity:.45}.page-hero .hero-overlay{z-index:0}.page-hero .wrap{position:relative;z-index:1;max-width:1180px;width:var(--wrap);margin-inline:auto}.page-hero p:last-child{max-width:720px;color:#dfddd7;font-size:1.05rem}.prose{max-width:820px;margin:auto}.prose p,.prose li{color:var(--muted)}.prose h2{margin-top:3rem}.claim-overview{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(40px,9vw,120px)}.claim-overview p{color:var(--muted)}.claim-panels{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:65px}.claim-panel{padding:36px}.claim-panel--dark{background:var(--ink);color:#fff}.claim-panel--light{background:var(--cream)}.claim-panel li{margin:.75rem 0}.claim-panel--dark li{color:#e0ddd5}.claim-panel--light li{color:var(--muted)}.checklist{display:grid;grid-template-columns:1fr 1fr;gap:0 45px;margin:36px 0;padding:0;list-style:none}.checklist li{display:grid;grid-template-columns:45px 1fr;gap:12px;padding:17px 0;border-top:1px solid var(--line)}.checklist li span{color:var(--gold);font-size:.75rem;font-weight:800}.conversion-band{display:grid;grid-template-columns:1fr auto;gap:40px;align-items:center;margin:70px 0;padding:45px;background:var(--ink);color:#fff}.conversion-band p:not(.eyebrow){color:#c7c4bc}.claim-list{display:grid;grid-template-columns:repeat(2,1fr);gap:0 58px}.claim-list article{padding:32px 0;border-top:1px solid var(--line)}.claim-list p{color:var(--muted)}.claim-list a{color:var(--gold);font-size:.8rem;font-weight:700}.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.resource-card{border-top:1px solid var(--line);padding-top:18px}.resource-card img{display:block;width:100%;aspect-ratio:16/9;object-fit:cover}.resource-card p{color:var(--muted);font-size:.87rem}.contact-layout{display:grid;grid-template-columns:1fr .85fr;gap:70px}.contact-layout aside{padding:36px;background:var(--ink);color:#fff}.contact-layout aside a{display:block;margin:10px 0;color:var(--gold-light);font-weight:700}.legal-nav{display:flex;flex-wrap:wrap;gap:12px;margin:30px 0}.legal-nav a{border-bottom:1px solid var(--gold);font-size:.82rem}.notice{padding:16px;border-left:3px solid var(--gold);background:var(--cream);color:var(--muted);font-size:.84rem}
@media(max-width:1000px){.header-main{grid-template-columns:1fr auto}.primary-menu{display:none}.menu-toggle{display:block}.header-actions .header-phone{display:none}.primary-menu.is-open{position:absolute;top:100%;right:0;left:0;display:block;padding:18px 20px;background:var(--ink);border-top:1px solid rgba(255,255,255,.12)}.primary-menu.is-open>li{margin:10px 0}.primary-menu.is-open .sub-menu{position:static;display:block;width:auto;margin:8px 0;background:transparent;box-shadow:none}.primary-menu.is-open .sub-menu a{padding:7px 0;color:#d9d4c7}.hero-grid{grid-template-columns:1fr;align-items:end}.lead-panel{max-width:570px}.claim-grid{grid-template-columns:repeat(2,1fr)}.trust-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.contact-layout{grid-template-columns:1fr}.resource-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){:root{--wrap:min(100% - 32px,1180px)}body{padding-bottom:58px}.header-main{min-height:72px}.brand{grid-template-columns:52px 1fr}.brand img{max-height:44px}.brand strong{font-size:1.05rem}.license-strip{font-size:.57rem}.header-actions .button{display:none}.hero{min-height:auto}.hero-grid{padding:100px 0 42px}.hero-copy>p:not(.eyebrow){font-size:1rem}.hero-contact{align-items:start;flex-direction:column;gap:6px}.hero-contact a{font-size:1.13rem}.proof-grid,.results-grid,.process-track,.president,.case-results,.claim-overview,.claim-panels,.claim-list,.checklist{grid-template-columns:1fr}.proof-grid article{border-right:0;border-left:0!important;border-bottom:1px solid rgba(255,255,255,.12)}.section-heading{grid-template-columns:1fr;gap:18px}.claim-grid{grid-template-columns:1fr}.claim-card{min-height:330px}.results-grid article{min-height:130px}.process-track article{min-height:0;border-right:0;border-bottom:1px solid var(--line)}.president img{min-height:350px}.trust-heading{display:block}.trust-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.page-hero{min-height:360px;padding-top:108px}.conversion-band{grid-template-columns:1fr;padding:30px}.resource-grid{grid-template-columns:1fr}.mobile-call-bar{position:fixed;bottom:0;left:0;right:0;z-index:50;display:grid;grid-template-columns:1fr 1.25fr;height:58px;background:var(--ink);color:#fff}.mobile-call-bar a{display:grid;place-items:center;border-right:1px solid rgba(255,255,255,.15);font-size:.73rem;font-weight:800}.mobile-call-bar a:last-child{border:0;background:var(--gold);color:var(--ink)} }